We provides the ways which has crucial role in payment related process. It makes the payment secure and also without putting too much of efforts in this. Payment Gateway Integration is a service that can be used to process credit card transactions when accepting online orders from your clients. We have established an expertise in the field of payment gateway integration on various E-Commerce shopping cart software. All you need to do is let us know which payment gateway service you are using and we will do the rest of the work.
Payment Gateway Integration
Payment Gateway refers to an e-commerce service that authorizes payments
for e-businesses & online retailers. In a way, it represents a physical
POS (Point-of-sale) terminal located at most retail outlets. Payment gateways
encrypt sensitive information, such as credit card numbers, to ensure that
information passes securely between the customer and the merchant.
Types of Payment Gateways
The Payment Gateway is needed to be acquired by the owner of the site and
the integration of the same in to the website is performed by us. There
exists various types of Payment Gateways, some of which are mentioned below & since
it requires varying amount of effort in integrating; so cost for integration
of each Payment Gateway varies accordingly, starting from the minimum amount
of Rs 5000/-
Payment Gateway Process
Working of Payment Gateway
Though it may sound simple but actually the entire working of a payment gateway
comprises of multiple complex steps; a brief of which is given below: -
Visitor places the order on the website and it is sent to the merchant's
web server in encrypted format. This is usually done via SSL (Secure Socket
Layer) encryption.
The transactions details are then forwarded to the concerned Payment
Gateway.
The transaction information is then passed on to the merchants acquiring
bank by the Payment Gateway.
Merchants acquiring bank then forwards the transaction information to
the issuing bank (one that issued the credit card to the customer).
Then the card issuing bank sends a response back to the Payment Gateway.
The response includes information that whether the payment has been approved
or declined. In case of declination the reason is also sent in the response.
The response is then forwarded by the Payment Gateway to the merchants
server.
At merchants server the response is encrypted again and is relayed back
to the customer. This allows the customer to know that whether the order
has been placed successfully or not.
The entire process typically takes less than 5 seconds. At the end of
the bank day (or settlement period), the acquiring bank (or card issuing
bank) deposits the total of the approved funds in to the merchants nominated
account.
We use this information internally to deliver the best possible services to you, Such as improving the user interface and maintaining of consistent and reliable user experience.
We provides the ways which has crucial role in payment related process. It makes the payment secure and also without putting too much of efforts in this. Payment Gateway Integration is a service that can be used to process credit card transactions when accepting online orders from your clients. We have established an expertise in the field of payment gateway integration on various E-Commerce shopping cart software. All you need to do is let us know which payment gateway service you are using and we will do the rest of the work.
